ZIP
Zip now, pay later.
Zip gives you the freedom to buy the things you love today.
No fuss, no wait, no worries.
 |
 |
|
Your everyday spending account Under $1000 |
Your everyday spending account Over $1000 |
|
Account limits Up to $1,000 |
Account limits From $1,000 |
|
Interest Interest free, always |
Interest free period Up to 6 months interest free* |
|
Minimum repayments From $40/month |
Minimum repayments From $40/month or 3% of the outstanding balance (whichever is greater)* |
|
Establishment Fee $0 |
Establishment Fee A one-off establishment fee may apply. See here for details |
|
Monthly account fees $7.95/month (waived if your statement balance is zero) |
Monthly account fees $6.00/month (waived if nothing owing) |
| Apply for Zip Money |
Zip FAQs
All you need is:
- A valid email address and mobile number.
- Be at least 18 years old.
- Be an Australian Citizen or Permanent Resident
- Have a good credit history.
- Read more about what you need to apply for Zip Pay and Zip Money
Repayments:
- Choose from weekly, fortnightly or monthly payments to suit your lifestyle
- Repayments start from $40 a month and are based on your account's credit limit.*
How to use Zip:
- Choose the account that's right for you.
- Sign up and get a decision in minutes.
- Select Zip at checkout.
- Log into your account to set up your repayment schedule to suit your lifestyle.
- Reuse your account anywhere you see the Zip logo.
Returns and refunds:
- If your item meets South Gippsland Jewellers's returns policy, the purchase amount will be credited back to your Zip account.
Fees and interest:
- Zip Pay purchases are interest free, always.
- For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies.
- Pay your statement closing balance, in full, by the due date and we'll waive the $7.95 monthly Zip Pay fee. The $6 monthly account fee for Zip Money is waived if you have nothing owing.
- If there's nothing owing on your account, there's nothing to pay and no fees.